Every family member, individually covered.
Not a family package that splits the limit. Each person gets their own coverage block — because a 4-month-old's risk profile is nothing like a 34-year-old's.
Standard policies lump families into one shared limit and exclude "expected" pediatric care. Covered treats each family member as an individual insured — no shared deductibles, no footnote exclusions for under-2s, no "consult your OB before traveling" disclaimers.
Know the nearest pediatric hospital
before you land.
We map every destination's pediatric infrastructure, infectious disease risk, and neonatal capacity — so you're not Googling "children's hospital near me" at 2am in a foreign city.
The gaps your current policy
calls "footnotes."
We compared Covered against two leading family travel policies. The coral cells are what they leave out.
The 2am phone calls we answered.
Every claim is a family in a foreign city, navigating a healthcare system they don't understand, in a language they don't speak. These are three of them.
"Our 11-month-old spiked a 104°F fever in Chiang Mai at midnight. We called the Covered hotline and they had a pediatrician at our hotel within 40 minutes, pre-authorized. I didn't touch my wallet once."

"I was 28 weeks pregnant when my husband's work trip turned into a family babymoon in Lisbon. I needed an emergency ultrasound after some spotting. Covered had a recommended OB on the phone within 12 minutes."

"We were flying to Colombia to finalize our adoption when our daughter's paperwork was delayed by 11 days. Covered extended our policy automatically and covered our extended stay hotel. No forms, no fighting."