Real-time quotes · No credit card

Insurance built for
families who actually travel.

From a toddler's ear infection in Lisbon to an emergency C-section in Bangkok — we cover the gaps standard travel insurance calls footnotes.

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Live Coverage

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A-rated Underwriters
SOC 2 Certified
4.9 / 5 from 2,400+ families
Coverage in 180+ countries
Coverage Breakdown

Every family member, individually covered.

Not a family package that splits the limit. Each person gets their own coverage block — because a 4-month-old's risk profile is nothing like a 34-year-old's.

adult
Parent (Adult)
$42
per trip
5/5 events covered
Emergency Medical
$500,000
Medical Evacuation
$250,000
Trip Cancellation
$8,000
Pregnancy Complications
$180,000
Dental Emergency
$2,500
child
Child (Age 4)
$28
per trip
5/5 events covered
Pediatric Emergency
$250,000
Medical Evacuation
$250,000
Ear Infection / Fever
$15,000
Trip Cancellation
$5,000
Lost Medications
$1,200
infant
Infant (8 months)
$22
per trip
5/5 events covered
Neonatal Intensive Care
$350,000
Medical Evacuation
$250,000
Premature Birth Abroad
$200,000
Pediatric Emergency
$250,000
Congenital Condition Cover
$75,000
What makes Covered different from standard travel insurance

Standard policies lump families into one shared limit and exclude "expected" pediatric care. Covered treats each family member as an individual insured — no shared deductibles, no footnote exclusions for under-2s, no "consult your OB before traveling" disclaimers.

94%
claim approval rate
4.2h
avg claim resolution
Risk Intelligence

Know the nearest pediatric hospital
before you land.

We map every destination's pediatric infrastructure, infectious disease risk, and neonatal capacity — so you're not Googling "children's hospital near me" at 2am in a foreign city.

Bangkok city
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H
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HIGH RISK DESTINATION
High humidity increases respiratory risk for under-2s. Dengue fever active season May–Nov.
Medical Infrastructure Score
88
/100
Nearest Pediatric Hospitals
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Bumrungrad International Hospital
2.1 km
Peds ICUNICU
2
Bangkok Hospital
4.8 km
Peds ICUNICU
3
Samitivej Children's Hospital
6.2 km
Peds ICU
Water Safety
Bottled only
Recommended Vaccines
Hep ATyphoid
9 Coverage Gaps Found in Competitors

The gaps your current policy
calls "footnotes."

We compared Covered against two leading family travel policies. The coral cells are what they leave out.

Coverage Event
Covered
Competitor A
Competitor B
Pediatric Emergency Care
$250,000 per child
$50,000 shared
$75,000 shared
Medical Evacuation
$500,000 per person
$250,000 per policy
$300,000 per policy
Pregnancy Complications (abroad)
CRITICAL GAP
$180,000 covered
Not covered
After 26 weeks only
Pre-existing Pediatric Conditions
CRITICAL GAP
Covered with declaration
Excluded
Excluded
Newborn / Neonatal Coverage
CRITICAL GAP
From birth, day one
After 14 days old
Not covered under 4 weeks
Ear Infections / Febrile Illness
Included, no sublimit
$500 sublimit
Not included
Trip Cancellation (illness)
Up to $12,000
Up to $5,000
Up to $7,500
Adoptive Family International Travel
CRITICAL GAP
Covered, paperwork delays included
Not addressed
Not covered
Coverage Gaps Found
0
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Build My Family's Coverage
Real Families. Real Claims.

The 2am phone calls we answered.

Every claim is a family in a foreign city, navigating a healthcare system they don't understand, in a language they don't speak. These are three of them.

Pediatric fever emergency$4,200 claim paid
"Our 11-month-old spiked a 104°F fever in Chiang Mai at midnight. We called the Covered hotline and they had a pediatrician at our hotel within 40 minutes, pre-authorized. I didn't touch my wallet once."
Portrait of Priya & Rahul Mehta
Priya & Rahul Mehta
Mumbai → Chiang Mai with infant
Thailand
Pregnancy complication abroad$2,800 claim paid
"I was 28 weeks pregnant when my husband's work trip turned into a family babymoon in Lisbon. I needed an emergency ultrasound after some spotting. Covered had a recommended OB on the phone within 12 minutes."
Portrait of Claire & Tom Whitfield
Claire & Tom Whitfield
London → Lisbon, 28 weeks pregnant
Portugal
Adoption delay + extended stay$6,100 claim paid
"We were flying to Colombia to finalize our adoption when our daughter's paperwork was delayed by 11 days. Covered extended our policy automatically and covered our extended stay hotel. No forms, no fighting."
Portrait of Marcus & Denise Johnson
Marcus & Denise Johnson
Atlanta → Bogotá, adoptive parents
Colombia
12,400+
Families covered
since 2022
94%
Claim approval rate
industry avg: 71%
$0
Out-of-pocket avg
on approved claims
4.9★
Parent rating
from 2,400+ reviews